The Hidden Costs of Homeownership
published at Tuesday, February 11th, 2025
Beyond the Mortgage: The True Costs of Owning a Home When tenants transition from renting to homeownership, they often focus on the down payment and monthly mortgage, but there are hidden costs that can take them by surprise. Planning for these expenses can help buyers avoid financial strain and feel more confident about their purchase. […]
The Cost of Buying a Home: Low Credit vs. Good Credit
published at Tuesday, February 11th, 2025
Buying a home is one of the biggest financial decisions you’ll make—and your credit score plays a huge role in determining how much it will ultimately cost. A higher score can save you tens (or even hundreds) of thousands of dollars over the life of your loan, while a lower score can mean significantly higher […]
Key Factors That Impact Your Creditworthiness When Buying a Home
published at Tuesday, February 11th, 2025
Thinking about buying a home? Your creditworthiness plays a crucial role in securing a mortgage with favorable terms. Lenders assess various factors to determine how financially reliable you are. The stronger your credit profile, the better your chances of qualifying for a lower interest rate, lower monthly payments, and better loan options. If you’re preparing […]
FHA 90-Day Flip Rule: What Buyers and Sellers Must Know
published at Tuesday, February 11th, 2025
Purchasing a home with FHA financing comes with unique guidelines, including the 90-day flip rule—a regulation designed to prevent quick resales at inflated prices. This rule affects real estate investors, homebuyers, and agents, so understanding its nuances is essential for a smooth transaction. What Is the FHA 90-Day Flip Rule? The FHA 90-day flip rule […]
Seller Concessions: How They Help Buyers & Sellers Save Money
published at Wednesday, January 29th, 2025
Buying a home comes with a lot of expenses beyond the purchase price—closing costs, loan fees, and more. But did you know there’s a way to reduce some of those upfront costs? Enter seller concessions! This strategy can help buyers save money at closing while making a home more appealing to potential buyers. […]
Why Pricing Your Home Competitively Beats Overpricing Every Time
published at Wednesday, January 22nd, 2025
When it comes to selling your home, pricing it right from the beginning is one of the most critical decisions you’ll make. A well-priced home not only attracts more buyers but also helps you sell faster and for the best possible price. Overpricing, on the other hand, can lead to longer market times and […]
How to Maximize the Appeal and Value of Your Rental Property
published at Tuesday, January 14th, 2025
As we move into 2025, the Phoenix real estate market continues to evolve. Understanding market trends and strategically investing in your property can make a significant difference in its profitability and desirability. In this post, we’ll explore how small investments and updates can set your property apart for both tenants and buyers. Why Sprucing […]
Why Capstone Realty is the Best AZ Property Management Partner
published at Wednesday, January 8th, 2025
Navigating the world of Arizona real estate as a seasoned or brand-new investor can be both exciting and overwhelming. If you’re a real estate-savvy individual who owns one or more investment properties, you’ve likely encountered challenges in finding a reliable partner to align with your portfolio goals. At Capstone Realty Professionals, we specialize in providing […]
The Key Differences Between Condos and Co-ops in Arizona
published at Monday, December 23rd, 2024
If you’re exploring homeownership options in Arizona, you’ve likely come across two popular choices: condominiums (condos) and cooperatives (co-ops). While both offer unique benefits, they differ significantly in ownership structure, costs, and lifestyle considerations. This guide will help you understand the distinctions so you can make an informed decision. What Is a […]
Explore One of Arizona’s Historic Neighborhoods With Us
published at Tuesday, December 3rd, 2024
Arizona’s historical neighborhoods are a treasure trove of stories, architectural charm, and enduring community spirit. Among them, the F.Q. Story Historic District shines as a vibrant reminder of Phoenix’s past. This Saturday, December 7, 2024, immerse yourself in the history and beauty of this neighborhood during the F.Q. Story Home Tour from 11 […]
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